For employers & unions
Your workforce is leaving thousands of dollars a year on the table.
It's not because they don't qualify. The process is just too hard to navigate on a warehouse schedule. Mirza connects hourly workers to the public benefits they're already entitled to (childcare subsidies, energy assistance, healthcare, nutrition support) by text message or mobile web, in their language, around their shift.
No new HR headcount. No government portal. No paperwork burden on your team.
The problem
The gap is navigation.
Across a typical large hourly employer, 15 to 50% of the workforce is income-eligible for at least one major public benefit program. Most of them aren't enrolled.
Applying requires daytime phone calls, in-person appointments, document assembly across fragmented agencies, and knowing which programs exist in the first place. That's not compatible with a branch schedule, a warehouse shift, or a production floor.
The cost of that gap lands on your workforce as financial stress, and on you as turnover, absenteeism, and presenteeism.
- 16 to 17%
- of LIHEAP-eligible households receive energy assistance
- 1 in 6
- eligible children receives a childcare subsidy
- 43%
- of EITC-eligible workers didn't know they qualified
How it works
Mirza is the navigation layer your benefits package is missing.
- 01
We reach employees where they are.
We handle launch and marketing, so it's seamless for employees to get started. We can also reach out via SMS and WhatsApp, in 100+ languages. Employees engage outside business hours, on the channels they already use. No app to download, no portal to log into.
- 02
We identify who qualifies.
Mirza runs your workforce against 200+ federal, state, and local programs to identify every benefit each employee is likely eligible for, without requiring individual data from HR.
- 03
We walk them through the application.
One guided flow, pre-filled from verified data. Up to 50% of application fields are completed before the employee touches it. They submit with full documentation.
- 04
We keep them covered.
Renewal deadlines, redetermination windows, benefit cliff warnings. Mirza flags what's coming and helps employees act before they lose coverage, not after.
Why it matters to you
For your HR and benefits team, this is a retention tool.
Financial stress is the leading driver of presenteeism and voluntary turnover in hourly workforces. An employee who successfully enrolls in childcare assistance, energy support, or food benefits is a materially less financially stressed employee, and the research on that connection to retention is consistent.
- →Reduced financial stress across the workforce, without touching compensation budgets
- →A meaningful benefits differentiator for competitive hourly markets
- →Zero new headcount requirements: Mirza operates as a service layer, not a program your team administers
- →Clean reporting on participation and impact, ready for ESG or benefits reporting
- →A consent-based, member-controlled architecture: employees own their data. Always.
What we've seen in the field
New York City Teachers Union (UFT)
We navigated childcare subsidy access for paraprofessionals, one of the lowest-paid categories in the NYC public school system. In six months:
- 42%
- of families we helped increased their household income
- 1 in 2
- had a parent return to work
- $14,000+
- average subsidy value unlocked per enrolled family
“Because of the UFT, I was able to secure affordable childcare, which allowed me to return to work and ease the burden on my family. We're lucky to be part of a union that looks out for its people.”
Objection handling
What employers ask us.
- We don't have the bandwidth to run a new program.
- You don't run it. We do. HR's role is co-branded employee communication and selecting from proposed rollout plans. We design all this for you. Mirza then handles everything from outreach to enrollment to renewal.
- We're worried about employee privacy.
- Mirza is consent-based and member-controlled. No employee data is shared without explicit opt-in. We are SOC 2 Type II certified and HIPAA compliant. Employees decide what gets shared and with whom, always.
- Will this create immigration-related concerns for our workforce?
- We navigate this carefully and proactively. Our platform explicitly addresses which programs have no immigration implications, and our navigators are trained to meet employees where they are on this.
- How long does it take to launch?
- Eight weeks from contract to live deployment.
In the press
The company rebuilding how families reach their benefits.
Co-founder and CEO Siran Cao on how Mirza started by cracking childcare subsidies, and where the infrastructure goes from here.
Ready to see what your workforce qualifies for?
We'll run a no-cost eligibility estimate for your workforce, by state, by program, by wage tier, before you sign anything. You'll know the size of the opportunity before you commit.